Platinum Powersports Finance Department
At Platinum Powersports, we are powersports enthusiasts, and there’s nothing we enjoy more than helping our customers get riding. We have a finance office setup with many sources to get you the financing you need and the right payment to fit your budget. If you’re considering financing your new Yamaha one of our pre-owned motorcycles you’re in good hands with our finance department. We are thrilled to get the opportunity to help you set up a financing plan that gets you out on the road or snow and into the outdoors as soon as possible.
No Credit Impact! Submit an application. Right here. Right now.
Motorcycle Finance Q. and A.
Q. What is the best way to apply?
A. Go to the unit want to purchase. When you are on the page for that bike there will be an "apply for financing" button that tells us that is the unit you are looking to purchase. You can also click "apply now" at the bottom of this page and once we get your application we will give you a call and discuss your purchase options.
Q. Do you finance use motorcycles?
A. Yes, We finance use motorcycles. Nearly all vehicles we sell can be financed.
Q. Do I need a down payment when I buy a bike?
A. In many cases, we can get you riding with zero down but it is a good rule to have 10% just to lower that payment and better your equity position in the bike.
Q. How long can I finance a used machine?
A. We have programs from 6 months to 144 months. Yes, 12 years on some side by sides and Harley Davidsons. This keeps your payment low so you can afford to go riding.
Q. How hard is it to get financed for a motorcycle?
A. It is not hard to get financed. We can sometimes do it in as little as 20 minutes but we typically take a little time so we can get you the best rate and term to fit your needs.
Q. What credit score do I need to qualify to buy a motorcycle
A. A score above 600 is possible, 650 better, 700 you start getting the best rates and over 750 you'll have some of the best options. I am not saying you can't get approved with a score under 600 but your options will be more limited and you will most likely need money down.
Q. Can I get financed for a bike if I don't have any credit yet?
A. Yamaha Motor finance, credit unions and banks all have programs to help you. In many cases, you may need a cosigner but first-time buyer programs are out there.
We don’t just finance ATVs, motorcycles, scooters, snowmobiles, UTVs and power equipment - you can also add parts and accessories, extended service plans, and everything else you need to make sure your ownership experience is fun and rewarding, all for one simple monthly payment!
Our knowledgeable finance staff is here to make the process of purchasing your ATV, motorcycle, scooter, snowmobile, UTV or power equipment easy, so don’t put off your dreams. Come in and talk to us today! You’ll know you made the right choice when you push the starter on your new Yamaha or Yamaha Power.
Apply Today
There’s no reason to wait! To get a quote, apply now. Our staff will contact you about our available financing options.